Jaipur, July 27 (IANS) Rajasthan has emerged as one of the leading states in implementing the Pradhan Mantri Jan Dhan Yojana (PMJDY), with more than 3.85 crore Jan Dhan accounts opened across the state.
According to the latest data released by the Ministry of Finance, Rajasthan ranks fourth in the country in terms of total deposits in Jan Dhan accounts, reflecting growing financial inclusion and public confidence in the formal banking system.
The scheme has played a key role in bringing economically weaker and marginalised sections into the banking network while ensuring the seamless transfer of benefits under various government welfare programmes. Women have emerged as the biggest beneficiaries of the scheme in Rajasthan.
Of the total 3.85 crore accounts, more than 2.19 crore belong to women, accounting for 57 per cent of all Jan Dhan accounts in the state, higher than the national average of 56 per cent. The accounts have enabled women, especially those in the unorganised sector, to access banking services, government subsidies, insurance schemes, pension benefits and other financial services. Deposits in Rajasthan’s Jan Dhan accounts have crossed Rs 24,610 crore, placing the state fourth nationally.
Across India, total deposits under the scheme have reached Rs 2.67 lakh crore, indicating increasing public trust in formal banking and higher financial participation. To promote digital transactions, over 2.87 crore RuPay debit cards have been issued to Jan Dhan account holders in Rajasthan.
Beneficiaries whose accounts were opened after August 28, 2018, are eligible for Rs 2 lakh accidental insurance cover, along with access to cashless payment facilities.
Apart from zero-balance banking, Jan Dhan account holders can also avail of an overdraft facility of up to Rs 10,000 and receive government benefits directly through the Direct Benefit Transfer (DBT) system.
Officials said the Pradhan Mantri Jan Dhan Yojana has significantly strengthened financial inclusion in Rajasthan by expanding access to banking services, promoting digital payments and ensuring transparent delivery of welfare benefits to millions of beneficiaries.
–IANS
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